Why many real estate agents recommend working with independent mortgage brokers

Partner with a mortgage broker in your area and watch your business grow

Cheaper. Faster. Easier. When it comes to providing homebuyers with a mortgage experience that leads to referrals and can grow your business, no three words resonate louder. And that’s precisely what an independent mortgage broker –– which you can find in your area at –– can help you deliver to buyers time and time again.

In a study conducted by United Wholesale Mortgage, 90% of real estate agents who worked with an independent mortgage broker would recommend one to their buyers in the future. And with the purchase season upon us, it’s important to understand the many advantages of partnering with a local mortgage broker.

You can, of course, obtain a mortgage through a big bank or mega retail lender that often results in months of frustration because the buyer is forced to fit into one of a pre-ordained set of turn times, guidelines and limited product options. Such is never the case with an independent mortgage broker.

They gather all of your buyer’s necessary paperwork and work directly with the mortgage lender who best fits your buyer throughout the entire purchase process. This course often closes loans in 15 to 20 days – two to three times faster than the 45- to 60-day turn times typically delivered by retail lenders.

Since independent mortgage brokers aren’t committed to any one lender, they’re able to shop around and compare multiple lenders to find the best possible loan product and rate that match your borrower’s particular needs. That is a big advantage over retail, as it allows mortgage brokers to compare lower wholesale rates from a variety of lenders to ensure your buyer gets the lowest possible monthly payment that suits their situation.

Another decided advantage that independent mortgage brokers have over their retail counterparts is support from industry-leading technology that allows buyers and real estate agents alike to experience a smooth process from the initial mortgage application through closing. From applying online to tracking their loan, buyers are afforded a transparency that reinforces clear communication between you, your buyer and the wholesale lender throughout the entire process, making for a simpler and seamless experience for all.

Which leads us to banker’s hours. Frustrated when you and your buyer can only reach your loan officer between 9 a.m. and 5 p.m., Monday through Friday? Not sure why their time is more valuable than yours? Independent mortgage brokers are not limited by such time constraints and are always ready to go the extra mile for your homebuyer. Their schedules are flexible, allowing you to schedule appointments at times and locations that are most convenient for you and your clients. For an independent mortgage broker, it’s all about building relationships that start by respecting one another’s time.

The benefits touched on in this article are only the first of many reasons why you should consider partnering with an independent mortgage broker in your area. They are true advocates of your buyer and are committed to you and your buyer’s best interests from the very beginning. Interests that will undoubtedly lead to referrals and help grow your business.  Find one today at, powered by UWM, is a search engine created to help you search for a local independent mortgage broker you can partner with to provide a home buying experience that’s cheaper, faster and easier.

Your mortgage broker partner will provide you and your buyer a variety of loan options and approval opportunities, turn-times well below the industry standard, access to wholesale rates that can lead to lower payments and a digital experience from application to closing.