{"id":3725,"date":"2022-11-29T15:41:06","date_gmt":"2022-11-29T15:41:06","guid":{"rendered":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/"},"modified":"2025-03-13T02:48:09","modified_gmt":"2025-03-13T02:48:09","slug":"opinion-dating-the-rate-makes-for-a-toxic-relationship","status":"publish","type":"post","link":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/","title":{"rendered":"Opinion: Dating the rate makes for a toxic relationship"},"content":{"rendered":"\n

\u201cDate the rate, marry the house\u201d is perhaps the most used phrase in mortgage and real estate marketing in markets like today, where interest rates are in flux. It should come as no surprise, as interest rates are moving higher and faster than at any time in recent memory.  <\/p>\n\n\n\n

With that increase came a near-instant slowing in the housing market, as buyers became hesitant to move forward with the reality of now-higher payments on still-highly-priced homes. Other buyers were pushed from the market altogether, no longer able to afford or qualify for the payments on homes in their desired market.<\/p>\n\n\n\n

While \u2018date the rate, marry the house\u2019<\/a> sounds like a great plan, it also ignores the very present risks that could be dangerous to buyers if not considered.\u00a0For instance, a recessionary environment typically causes mortgage rate declines, and recession<\/a> is generally accompanied by a sharp spike in unemployment numbers.\u00a0Should your buyer be included in rising jobless figures, the rate they planned on dating may become their long-term relationship.\u00a0<\/p>\n\n\n\n

Uncertainty surrounding home values<\/h3>\n\n\n\n

In terms of the direction of home values, there\u2019s also some uncertainty.\u00a0The years 2020 and 2021 brought an unprecedented run in home appreciation as the world adjusted to remote work environments.\u00a0What\u2019s to follow in markets that have seen 40% to 50+% appreciation in the past 36 months is unclear, but the possibility<\/em> of a correction in prices in those markets is not unfathomable.\u00a0If that possibility becomes reality, buyers who entered the market with low down payment loan options may be getting more serious with their interest rate than originally planned.<\/p>\n\n\n\n

Heading to a declining rate environment?<\/h3>\n\n\n\n

To be clear, the market does appear to be heading toward a declining rate environment.\u00a0 Recessionary indicators point toward a reduction in GDP. Historically, this has stymied the inflationary figures that caused rates to spike in 2022.\u00a0 <\/p>\n\n\n\n

Home prices also seem to be on relatively stable ground, thanks in large part to persistent single family inventory<\/a> challenges.\u00a0But to market to the masses based on hope and probability is to ignore reality; the reality that the only certainty we have in both housing and the broader financial markets, is uncertainty.<\/p>\n\n\n\n

2019 isn\u2019t too far back in the rearview mirror, and not a single expert\u2019s forecast included the prediction that the world will shut down like it did during the pandemic.\u00a0Russia\u2019s invasion of Ukraine and the resulting global proxy war leading to inflationary pressures in the fuel and energy sectors wasn\u2019t on many experts’ radar either.\u00a0\u00a0 <\/p>\n\n\n\n

As of this writing, there is unrest in China and a human rights crisis unfolding in Iran.\u00a0We don\u2019t know what the long-term implications, if any, will be from these and similar socio-economical situations around the globe.<\/p>\n\n\n\n

While I think <\/em>rates will be lower in 2023, I don\u2019t know how low they\u2019ll go.\u00a0And while I think home values are relatively safe (in most markets), I don\u2019t know<\/em>.\u00a0 I do know that homeownership is worth marrying. <\/p>\n\n\n\n

Long term, there has been no better way for the average American to accumulate wealth and improve their financial security.\u00a0Homeownership, though, includes today\u2019s rates.\u00a0At a fixed rate, a home buyer knows what their monthly payment will be every month (excluding fluctuations in taxes and insurance.) <\/p>\n\n\n\n

If they can afford today\u2019s rate, they should buy a home with today\u2019s rate.\u00a0They can hope <\/em>for a better rate tomorrow, but they shouldn\u2019t plan on \u2018dating the rate\u2019 as if it\u2019s a sure thing.\u00a0<\/p>\n\n\n\n

Home buyers shouldn\u2019t be making what might be the largest financial decision of their lifetime based on hope and speculation.\u00a0Those types of decisions should be based on reality.\u00a0<\/p>\n\n\n\n

Real estate pros, it\u2019s time for a better marketing pitch.\u00a0Those looking to \u2018date the rate\u2019 may end up in an entanglement they didn\u2019t bargain for, and you don\u2019t want to be the one who led them there.<\/p>\n\n\n\n

John Meussner is a production manager with MasonMac licensed in more than 20 states.\u00a0 <\/em><\/p>\n\n\n\n

This column does not necessarily reflect the opinion of RealTrends\u2019 editorial department and its owners<\/em>.<\/p>\n\n\n\n

To contact the author of this story:
John Meussner at jmeussner@masonmac.com<\/a><\/p>\n\n\n\n

To contact the editor responsible for this story:
Tracey Velt at tracey@hwmedia.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

‘Date the rate, marry the house’ is an often-used phrase in real estate marketing. Use caution to avoid misleading the buyer.<\/p>\n","protected":false},"author":15802,"featured_media":4822,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3255],"tags":[],"coauthors":[2981],"class_list":["post-3725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"\nOpinion: Dating the rate makes for a toxic relationship - RealTrends - Blog<\/title>\n<meta name=\"description\" content=\"'Date the rate, marry the house' is an often-used phrase in real estate marketing. Use caution to avoid misleading the buyer.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Opinion: Dating the rate makes for a toxic relationship\" \/>\n<meta property=\"og:description\" content=\"'Date the rate, marry the house' is an often-used phrase in real estate marketing. Use caution to avoid misleading the buyer.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/\" \/>\n<meta property=\"og:site_name\" content=\"RealTrends - Blog\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"John Meussner\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@traceyveltFL\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"John Meussner\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/\"},\"author\":{\"name\":\"Tracey Velt\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/#\/schema\/person\/db05dddc94c61082eaa18f2f5e66c788\"},\"headline\":\"Opinion: Dating the rate makes for a toxic relationship\",\"datePublished\":\"2022-11-29T15:41:06+00:00\",\"dateModified\":\"2025-03-13T02:48:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/\"},\"wordCount\":724,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png\",\"articleSection\":[\"Archive\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#respond\"]}],\"isAccessibleForFree\":\"False\",\"hasPart\":{\"@type\":\"WebPageElement\",\"isAccessibleForFree\":\"False\",\"cssSelector\":\".wp-block-housingwire-piano-member\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/\",\"url\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/\",\"name\":\"Opinion: Dating the rate makes for a toxic relationship - RealTrends - Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png\",\"datePublished\":\"2022-11-29T15:41:06+00:00\",\"dateModified\":\"2025-03-13T02:48:09+00:00\",\"description\":\"'Date the rate, marry the house' is an often-used phrase in real estate marketing. Use caution to avoid misleading the buyer.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage\",\"url\":\"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png\",\"contentUrl\":\"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png\",\"width\":1200,\"height\":675,\"caption\":\"9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.realtrends.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Opinion: Dating the rate makes for a toxic relationship\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/#website\",\"url\":\"https:\/\/www.realtrends.com\/blog\/\",\"name\":\"RealTrends - Blog\",\"description\":\"Empowering Real Estate Decisions with Trusted Insights.\",\"publisher\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.realtrends.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/#organization\",\"name\":\"RealTrends - Blog\",\"url\":\"https:\/\/www.realtrends.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/cropped-RTV_Horizontal_logo_Blue.png\",\"contentUrl\":\"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/cropped-RTV_Horizontal_logo_Blue.png\",\"width\":2321,\"height\":227,\"caption\":\"RealTrends - Blog\"},\"image\":{\"@id\":\"https:\/\/www.realtrends.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/#\/schema\/person\/db05dddc94c61082eaa18f2f5e66c788\",\"name\":\"Tracey Velt\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.realtrends.com\/blog\/#\/schema\/person\/image\/9b3cf1be6b1fb876ab0bd60ce0a485d0\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ae51367450666ac65e816c5ed48f71a6aebe0ed43ea74c1f16500d37c0efc141?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ae51367450666ac65e816c5ed48f71a6aebe0ed43ea74c1f16500d37c0efc141?s=96&d=mm&r=g\",\"caption\":\"Tracey Velt\"},\"description\":\"Tracey Velt is the Senior Director of Data & Content. She is the host of the popular RealTrending podcast, manages content for the real estate team and The Gathering and leads editorial and sponsored research across the HW Media brands. Tracey has more than 25 years of experience writing and editing for the real estate industry and is the former editor in chief of Florida Realtor magazine. She resides in Florida.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/traceyvelt\/\",\"https:\/\/x.com\/traceyveltFL\"],\"url\":\"https:\/\/www.realtrends.com\/blog\/author\/tracey-velt\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Opinion: Dating the rate makes for a toxic relationship - RealTrends - Blog","description":"'Date the rate, marry the house' is an often-used phrase in real estate marketing. Use caution to avoid misleading the buyer.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/","og_locale":"en_US","og_type":"article","og_title":"Opinion: Dating the rate makes for a toxic relationship","og_description":"'Date the rate, marry the house' is an often-used phrase in real estate marketing. Use caution to avoid misleading the buyer.","og_url":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/","og_site_name":"RealTrends - Blog","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png","type":"image\/png"}],"author":"John Meussner","twitter_card":"summary_large_image","twitter_creator":"@traceyveltFL","twitter_misc":{"Written by":"John Meussner","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#article","isPartOf":{"@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/"},"author":{"name":"Tracey Velt","@id":"https:\/\/www.realtrends.com\/blog\/#\/schema\/person\/db05dddc94c61082eaa18f2f5e66c788"},"headline":"Opinion: Dating the rate makes for a toxic relationship","datePublished":"2022-11-29T15:41:06+00:00","dateModified":"2025-03-13T02:48:09+00:00","mainEntityOfPage":{"@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/"},"wordCount":724,"commentCount":0,"publisher":{"@id":"https:\/\/www.realtrends.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage"},"thumbnailUrl":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png","articleSection":["Archive"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#respond"]}],"isAccessibleForFree":"False","hasPart":{"@type":"WebPageElement","isAccessibleForFree":"False","cssSelector":".wp-block-housingwire-piano-member"}},{"@type":"WebPage","@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/","url":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/","name":"Opinion: Dating the rate makes for a toxic relationship - RealTrends - Blog","isPartOf":{"@id":"https:\/\/www.realtrends.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage"},"image":{"@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage"},"thumbnailUrl":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png","datePublished":"2022-11-29T15:41:06+00:00","dateModified":"2025-03-13T02:48:09+00:00","description":"'Date the rate, marry the house' is an often-used phrase in real estate marketing. Use caution to avoid misleading the buyer.","breadcrumb":{"@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#primaryimage","url":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png","contentUrl":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png","width":1200,"height":675,"caption":"9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d"},{"@type":"BreadcrumbList","@id":"https:\/\/www.realtrends.com\/blog\/2022\/11\/29\/opinion-dating-the-rate-makes-for-a-toxic-relationship\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.realtrends.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Opinion: Dating the rate makes for a toxic relationship"}]},{"@type":"WebSite","@id":"https:\/\/www.realtrends.com\/blog\/#website","url":"https:\/\/www.realtrends.com\/blog\/","name":"RealTrends - Blog","description":"Empowering Real Estate Decisions with Trusted Insights.","publisher":{"@id":"https:\/\/www.realtrends.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.realtrends.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.realtrends.com\/blog\/#organization","name":"RealTrends - Blog","url":"https:\/\/www.realtrends.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.realtrends.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/cropped-RTV_Horizontal_logo_Blue.png","contentUrl":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/cropped-RTV_Horizontal_logo_Blue.png","width":2321,"height":227,"caption":"RealTrends - Blog"},"image":{"@id":"https:\/\/www.realtrends.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.realtrends.com\/blog\/#\/schema\/person\/db05dddc94c61082eaa18f2f5e66c788","name":"Tracey Velt","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.realtrends.com\/blog\/#\/schema\/person\/image\/9b3cf1be6b1fb876ab0bd60ce0a485d0","url":"https:\/\/secure.gravatar.com\/avatar\/ae51367450666ac65e816c5ed48f71a6aebe0ed43ea74c1f16500d37c0efc141?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ae51367450666ac65e816c5ed48f71a6aebe0ed43ea74c1f16500d37c0efc141?s=96&d=mm&r=g","caption":"Tracey Velt"},"description":"Tracey Velt is the Senior Director of Data & Content. She is the host of the popular RealTrending podcast, manages content for the real estate team and The Gathering and leads editorial and sponsored research across the HW Media brands. Tracey has more than 25 years of experience writing and editing for the real estate industry and is the former editor in chief of Florida Realtor magazine. She resides in Florida.","sameAs":["https:\/\/www.linkedin.com\/in\/traceyvelt\/","https:\/\/x.com\/traceyveltFL"],"url":"https:\/\/www.realtrends.com\/blog\/author\/tracey-velt\/"}]}},"jetpack_featured_media_url":"https:\/\/www.realtrends.com\/blog\/wp-content\/uploads\/sites\/9\/2025\/03\/9ced5ef4-69ab-4ba7-a7cd-ec49be7b274d.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/posts\/3725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/users\/15802"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/comments?post=3725"}],"version-history":[{"count":1,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/posts\/3725\/revisions"}],"predecessor-version":[{"id":8410,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/posts\/3725\/revisions\/8410"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/media\/4822"}],"wp:attachment":[{"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/media?parent=3725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/categories?post=3725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/tags?post=3725"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.realtrends.com\/blog\/wp-json\/wp\/v2\/coauthors?post=3725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}