4 FHA Trends to Watch in 2019

From FHA performance to down-payment assistance, find out the FHA trends to watch in 2019.

The Federal Housing Administration (FHA) insures mortgages made by approved lenders with its Mutual Mortgage Insurance (MMI) Fund, which collects premiums and pays claims. The recent release of the FHA’s annual report and increase in FHA loan limits makes it a good time to assess the program’s health.

In fulfilling its mission to help more Americans reach homeownership, the FHA tends to insure riskier mortgages. While occupying just 12 percent of the overall mortgage market, the FHA finances 33 percent of purchase activity for first-time homebuyers and 34 percent of all minority purchase activity.

For the Full List of Trends –  FHA Trends to Watch

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After earning her bachelor’s degree in journalism at the University of Central Florida, Tracey set out in the real world at Florida Realtors in 1994 as a communication assistant, working her way up to editor in chief of Florida Realtor magazine. In 2004, she left the association to start her freelance writing and editing business. One of her first clients was REAL Trends, and she started working for the organization in 2005. In 2014, Tracey was promoted to editor in chief of publications for REAL Trends. She handles the writing and editing of all REAL Trends publications and marketing materials, including LORE Magazine, the REAL Trends newsletter and the blog. She is also the primary podcast interviewer where she conducts interviews with top real estate industry leaders and affiliated industry leaders. Tracey is married with two children.

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