Is the American dream out of reach?’s recent salary analysis uncovered a decrease in affordability in various metro areas during the fourth quarter. Year-over-year, all 27 markets in the salary slideshow saw higher home prices.

With our popular quarterly housing data, uncovers pockets of affordability to help prospective homebuyers. 

Here are the 5 metropolitan areas where you can easily find a home with a mortgage of less than $1,000 per month. We assumed a 20 percent down payment to arrive at our figures:

Metropolitan area


1. Pittsburgh


2. Cleveland


3. Cincinnati


4. St. Louis


5. Detroit


See the complete list with monthly payments, home prices, mortgage rates, required salary, and more: